Latest update
Version 1.3:
- Fixed force close when initial balance was set to 0
- Updated add/edit account form so form error info is displayed correctly
Version 1.2:
- The absolute minimum payment can now be selected from 20,15,10, and 5
- Fixed problem where you couldn't delete two accounts in a row
Version 1.1: Made aesthetic touch ups
Version 1.0: Initial release
Credit Card Payoff Calculator APK Description
++ There has been several negative remarks about some of the app's technicalities. Please read the technical details below to understand how the app works.
A simple application that shows your credit card pay off details
You can:
* Add multiple in-app credit card accounts
* Select from three different pay off methods
* See when you will be credit card debt free
* View how much interest you will be expected to pay
* Manage your in-app credit card accounts
Please let me know if you have any requests or find any problems or bugs.
Some technical details:
* Minimum payment is calculated by taking 1% of the balance and adding the total accrued interest for that month. Many credit card companies use this method for calculating the minimum payment. However, be aware that some use other methods, so always make sure that you at least pay the minimum on your statement.
* Minimum payment exception: if the calculated minimum payment is below the absolute minimum payment which you can select when you add your account, then the absolute minimum payment will become your minimum payment. Once again, never pay below the minimum payment in your statement.
* All balances are compounded monthly for interest calculations
* There is no grace period, so an interest will be accrued starting the first month
* Interest Weighted Average - this is a payment method that allocates your budget based on the weight of interest accrued. For example, a card that accounts for twice the amount of interest calculated, will give or take twice the amount of the budget allocated. This method will bring down your debt balance of your cards as evenly as possible while trying to minimise the total interest paid.
How to install Credit Card Payoff Calculator APK for Android
Download Credit Card Payoff Calculator APK file (com.sajtab.CreditCardPayment_4_750569.apk) from APKPure.live, then follow these steps:
Update Phone Settings
- Go to your phone Settings page
- Tap Security or Applications (varies with device)
- Check the Unknown Sources box
- Confirm with OK
Go to Downloads
- Open Downloads on your device by going to My Files or Files
- Tap the APK file you downloaded (com.sajtab.CreditCardPayment_4_750569.apk)
- Tap Install when prompted, the APK file you downloaded will be installed on your device.
How to install Credit Card Payoff Calculator APK on Windows PC 7/8/10/11 or MAC?
Download Credit Card Payoff Calculator APK file (com.sajtab.CreditCardPayment_4_750569.apk) from APKPure.live to your PC (ex: C://Users/xxx/Downloads/(com.sajtab.CreditCardPayment_4_750569.apk), then follow these steps appear on screen.
Using Emulator:
- Download And Install one Emulator Softwares (Ex: Bluestacks, GenyMotion, NoxPlayer)
- Simple install APK on PC by drag and drop file com.sajtab.CreditCardPayment_4_750569.apk on Emulator screen
Credit Card Payoff Calculator APK Pros & Cons
Pros
- This app is safe, it's not require high risk permissions
- Compatible with 32 bit device (most Emulator using 32bit arch CPU)
- Compatible with 64-bit device (some android device and current Bluestacks)
Cons
Everything is good.
